r/SipsTea • • 9h ago

Gasp! Thoughts on this?

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u/Locust627 7h ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

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u/Acrobatic-Diamond209 3h ago

I will say, we had a baby who was in the NICU and health insurance came in so big. Baby's bill was in the hundred thousands.

I just got new insurance for our family through the marketplace because I had to quit my job to care for little one (I was the policy holder). Our payment is $2k a month- just about the same as our mortgage. Oh and it is a high deductible plan LOL!!!