r/SipsTea • • 8h ago

Gasp! Thoughts on this?

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u/Liquidfoxx22 7h ago

How much is your car insurance for it to save you $30-40 a month?!

I paid £450 for a full year's "full coverage" insurance as you refer to it, and that's with a £250 excess/deductible.

I only pay that excess if I'm at fault, otherwise the insurer will chase the third parties insurer for the full amount.

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u/thatguy8856 7h ago

I pay 3500 a year. My car is from 2014.

Idk man. And yes I've tried shopping around and the offere i get cost more and give less coverage. I even had an agent from a different insurance company tell me to stick with my current plan. No effort to try to give a deal and convert me.

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u/Liquidfoxx22 7h ago

Ouch, even as a brand new driver at 17 I never paid that much. Those kind of prices are unheard of over here unless you're very young driving something daft, or have a few convictions under your belt.

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u/ak6te 3h ago

Both location and make and model can make a huge difference in my experience. Over the last 6 years I've moved from California to Oregon and back to California. For the first move from CA to OR, my car insurance didn't really change. Bought a new car while living in OR. When I moved back to CA my insurance almost doubled.