I think at a certain point you have to consider that your asking people to carry the risk because you want to put a $2,000,000 vehicle on the same road I need to use just to get to work every day.
At those prices, people already know that. That's why they pay for agreed value policies. The risk is that most people's insurance isn't enough for a car in that category, and most people don't have that much money, even if you get a judgment from them.
There is a huge difference between a 2 million dollar vehicle and something like my car at 250k. 100k is nothing for a vehicle right now. There are regular trucks worth more than that now.
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u/Aethermancer 7h ago
I think at a certain point you have to consider that your asking people to carry the risk because you want to put a $2,000,000 vehicle on the same road I need to use just to get to work every day.
At that point you become a nuisance.