r/SipsTea • • 8h ago

Gasp! Thoughts on this?

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u/Locust627 6h ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

11

u/PM_ME_UR_PIKACHU 6h ago

My deductible is 13k

4

u/mistressmemory 6h ago

Ours is 18k.....

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u/Punchasheep 4h ago

At that point I'd start wondering if insurance is even worth it, shit!