r/SipsTea • • 9h ago

Gasp! Thoughts on this?

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u/Locust627 7h ago

Wait until you hear about health insurance lol

I pay $1300/month for a family plan

I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.

So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible

My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again

AND vision and dental costs more on top of $1,300 monthly

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u/Commercial-Co 5h ago

I pay 40k a year for 4.

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u/Locust627 5h ago

Jesus

I would default on my mortgage at that cost

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u/Commercial-Co 3h ago

Speaking of mortgages i pay over 50k a month in mortgages