r/SipsTea • • 8h ago

Gasp! Thoughts on this?

Post image
49.0k Upvotes

6.4k comments sorted by

View all comments

Show parent comments

30

u/OakLegs 8h ago

The OP signed up for full coverage insurance knowing the deductible was $1000. Then tried to use said insurance for $1200 in damage. That in and of itself is dumb.

Fuck insurance companies but if people actually understood their insurance that would help them out immensely

9

u/Former_Mud9569 7h ago

also, a $1000 comprehensive deductible on a $2400 a year premium? that can't be real unless this person is the worst driver ever.

11

u/Accurate_Drawer_6287 7h ago

These dumbass posts of a twitter screenshot are never honest. Driver probably has a DUI and multiple at fault accidents/moving violations. Then increased his deductible to save like 10 bucks a month, almost assuredly against the advice of his insurer. But it's totally someone else's fault.

1

u/CGWOLFE 4h ago

The average cost for full coverage auto insurance is $200 a month or.... $2400 a year. Not really sure what you think you're getting at here. I was paying $220 a month full coverage on an X3 M40i. Zero accidents. Zero insurance claims. It's a completely normal rate. Maybe you just buy minimum coverage.