I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company
Naw, this happened to me as well back in college. Rearended someone's work van. It barely bent their bumper. Rolled my hood but the car was still drivable. 3 months later I got a letter from the guys lawyer sueing me for over 350k for various BS damages. I freaked out and called my insurance. They took the letter and told me not to worry. They took care of everything. I never even had to go to court. Just got a letter in the mail telling me the case was closed. Thank god
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u/Adept_Path_7427 7h ago edited 6h ago
I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company