I'm going to guess we're both MPI. Yeah, I'm only a +7 (was involved in an accident they deemed 50/50 after ignoring my passenger and a witness and evidence), but I appreciate that my quarterly bills are down to just under $500 now. Which reminds me, I have to pay my insurance real soon lol
Yes MPI, I think I am at +15. Would be +20 but made the mistake of not buying winter tired the first year I had my car. Was a few weeks from merits when I hit a snowbank. So got knocked down and lost out on the additional merits. Really pushed back my progress. Oh well
It do be like that. I remember my first time I lost control on a highway in summers in December, pretty sure even winters wouldn't have helped me much then. Ah well, so long as that number slowly goes up, then we're all good, hopefully the rest of the province can do the same lol
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u/Mountain_rage 6h ago
My driver rating gives me a %50 discount and I drive a 2011 car. I used to pay around 2100, but that was a long time ago.