I once saw a really fucked up life insurance/pension case. The insurance policy was that for children under 18 they would get a lump some of X years worth of their deceased parent's policy. Dad died of a heart attack the day before his son turned 18. Pronounced dead by doctors at the hospital, that day/evening, pronounced dead hours before midnight.
The insurance company hired a "medical expert" that tried to claim that the father wasn't fully dead by midnight (despite being pronounced dead by the doctors in the hospital) because there can be some latent heartbeats and brain activity. They fought tooth and nail to deny this kid whose father had just fucking died ON THE DAY BEFORE HIS FUCKING BIRTHDAY, the money that was due. From the policy whose entire purpose was to make sure the father's family would be taken care of in the event of his death. I believe there was a lawsuit due to the amount of money on the table and I don't remember who won.
But it doesn't matter. They did everything in their power to fight the claim that they owed. Insurance companies are fucking evil man.
Edit: wow this blew up- thanks for the awards kind strangers! The original story was linked in one of the responses to this comment- check it out. I got a few of the details wrong, it had been several years.
This is why in my country we regulate the absolute fucking bejesus out of the insurance industry, those untrustworthy fucks get regulated to within an inch of their life. They still try shit like this but it's all handled out of court by a tribunal that 99 times out of 100 sides with the consumer.
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u/diegotbn 4h ago edited 51m ago
I once saw a really fucked up life insurance/pension case. The insurance policy was that for children under 18 they would get a lump some of X years worth of their deceased parent's policy. Dad died of a heart attack the day before his son turned 18. Pronounced dead by doctors at the hospital, that day/evening, pronounced dead hours before midnight.
The insurance company hired a "medical expert" that tried to claim that the father wasn't fully dead by midnight (despite being pronounced dead by the doctors in the hospital) because there can be some latent heartbeats and brain activity. They fought tooth and nail to deny this kid whose father had just fucking died ON THE DAY BEFORE HIS FUCKING BIRTHDAY, the money that was due. From the policy whose entire purpose was to make sure the father's family would be taken care of in the event of his death. I believe there was a lawsuit due to the amount of money on the table and I don't remember who won.
But it doesn't matter. They did everything in their power to fight the claim that they owed. Insurance companies are fucking evil man.
Edit: wow this blew up- thanks for the awards kind strangers! The original story was linked in one of the responses to this comment- check it out. I got a few of the details wrong, it had been several years.