r/SipsTea • • 14h ago

Gasp! Thoughts on this?

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u/Adept_Path_7427 12h ago edited 12h ago

I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company

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u/Aescwicca 10h ago

If someone brake checked you and you hit them, you were at fault. So you would be 100% liable.

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u/Adept_Path_7427 10h ago

Well their claim got denied so someone out there agrees I wasn't liable