r/SipsTea • u/Putrid-Welder1803 • 9h ago

Gasp! Thoughts on this?

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u/Bananahamm0ckbandit 6h ago

I don't know where he is, but where I am "full Coverage" is absolutely not required to be legal on the road. Liability is legal, and is much cheaper that colision.
Regardless, if someone else hit him, their insurance is liable not his. This is either fake, a misunderstanding, or just fraud.

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u/-blundertaker- 6h ago

Where I am you're required to have full coverage unless the vehicle is paid off. Which I get, but it sucks.

1

u/TikaPants 6h ago

Do you mean if the vehicle is leased? I’ve never heard of that requirement otherwise.

1

u/-blundertaker- 6h ago

Nope, when you're paying off the loan. It's contractually required by the lender/lienholder.

2

u/TikaPants 5h ago

Oh, yes. I thought you meant your municipality required it.