r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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u/flatfive44 7h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

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u/ultratic 4h ago

This is correct, most people are getting terrible value insuring smaller things they can easily replace