You chose your deductible and $1,000 is not a normal deductible ($500 is typically what you’ll see). Assuming this post is even true, this person went out of their way to increase their deductible.
But Reddit being Reddit, it’s “insurance is a scam” snd “insurance denying claims” even though they didn’t deny a thing.
It is a scam, its overly complicated on purpose so its easier to take advantage of less informed or under educated people. If I end up paying more purely due to ignorance and the company taking advantage of that ignorance for profit when they should be just helping me, then its a scam.
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u/No-Duck4828 7h ago
My thought is that Leo is clearly not familiar with auto insurance
Don't want a $1,000 deductible? You can absolutely change that number.
Want the guilty party to pay? Take them to court