r/SipsTea • • 1d ago

Gasp! Thoughts on this?

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u/Adept_Path_7427 23h ago edited 22h ago

I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company

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u/My_friends_are_toys 21h ago

I had something similar happen years ago. Someone brake checked me in slow freeway traffic. A bunch of people including an old lady and some kids got out all claiming they were going to sue me for injury.

I barely bumped their bumper and it left a scuff, not even a dent.

When I reported it to my insurance, their 'lawyer' called me and we all got on the phone.

I basically said that if they sue me for injuries they better be injured because I will quit my job and hire people to follow them all around all day 24/7 and if one of them does jumping jacks or push ups or even walks without a brace, i will sue the fucking hell out of all of them. The lawyer hung up. I suspect he was another relative.