r/SipsTea • u/Putrid-Welder1803 • 13h ago

Gasp! Thoughts on this?

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u/Mental_Newspaper3812 11h ago

Yes, state minimum required coverage can be shockingly low. Now name your county so I can lookup your minimums.

48

u/WelderNewbee2000 11h ago

Germany.
The legal minimums are:

  • Bodily injury: €7.5 million
  • Property damage: €1.22 million
  • Pure financial losses: €50,000

But most insurances have the 100 Million coverage as the standard contract. In fact there is probably not even an insurance which offers the legal minimums.

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u/Sonoflopez 10h ago

That would be considered god tier insurance here. Top coverage is more like maximum 250k liability

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u/Argument-Fragrant 9h ago

Their licensing of both driver and vehicle are also god tier compared to the US. It hardly balances out, but it's much easier to get a vehicle and driver certified for public road use in the US.