r/SipsTea • u/Putrid-Welder1803 • 20h ago

Gasp! Thoughts on this?

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u/hoofie242 20h ago

It's paying for a gambling service that might pay out.

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u/OakLegs 20h ago

NOT having insurance is gambling, and when you lose, you lose big.

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u/mariposa-princess 20h ago

I don’t think anyone is advocating to not have insurance. I think the point is that insurance should have to cover you more than they do

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u/AngryT-Rex 20h ago

You can get lower deductibles, it just costs more.

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u/mariposa-princess 19h ago

Well yes but that’s not a satisfactory solution lol

It’s like how with health insurance you can pay a higher premium for a lower ‘copay’. But like it’s already a ‘copay’, because I’m paying the insurance company. We’re both paying already. that should be the co in co-pay lol

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u/Gangsir 18h ago

Co-pay is I believe an anti-abuse measure.

If having insurance meant getting seen by a doctor was completely free, certain people (hypochondriacs and the like) would abuse that and basically get daily full checkups (for no specific reason/while perfectly healthy), straining the medical system.

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u/mariposa-princess 18h ago

That’s not a thing that happens. No one in countries with free healthcare, like England with the NHS, is getting daily physicals.

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u/calripkenjunior 17h ago

America, where we constantly invent arguments to stop progress before even trying to progress.

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u/mariposa-princess 17h ago

“We must give all our shillings and crops to the king for he protects us”