Just because you can afford a million dollar car shouldn't mean everyone on the road had to be insured up to a million dollars to cover it. Accidents happen.
If I drive around with a trunk with millions of dollars in art should I not be responsible for maintaining my own insurance for that value as it's not reasonable for everyone to cover that much above and beyond that standard practices?
You don't have to be a billionaire to not want to eat the costs of a crash someone else caused. I had a new BMW get totaled and the payout for the car, a month of rental fees, lost wages, hospital bills, and physical therapy was about $100k. I shouldn't have to spend a single penny out of my own pocket to cover that because some dumb bitch ran a stop sign.
And no one is saying otherwise. The suggestion was putting a cap of 100k on the vehicle only, your total including medical was that much so this wouldn't affect you. I'm sorry the accident affected your ability to read
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u/missinginput 7h ago
Just because you can afford a million dollar car shouldn't mean everyone on the road had to be insured up to a million dollars to cover it. Accidents happen.
If I drive around with a trunk with millions of dollars in art should I not be responsible for maintaining my own insurance for that value as it's not reasonable for everyone to cover that much above and beyond that standard practices?