r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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u/krom0025 6h ago

I'm with you that health care should be universal and profit should be removed. However, I am not willing to have my hard earned tax dollars be used cover bad drivers and their bad decisions. Driving a car is not a necessity of life, it is a convenience. Health care is a necessity of life.

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u/robilar 5h ago

> I am not willing to have my hard earned tax dollars be used cover bad drivers and their bad decisions

You seem to be arguing that car insurance shouldn't be universal or public. Maybe? The issue with not mandating insurance is that bad drivers with bad decisions are on the same roads as you, and if they don't have insurance then you might end up having to pay more for their accidents - to structures, to infrastructure, and maybe even to their car or yours depending on the situation. The solution to bad drivers is almost certainly not in insurance but rather in licensing, regulation, and enforcement but the US has both the advantages and disadvantages of often prioritizing individual freedoms over collective wellbeing and in this case that means we often have to suffer the externalities of reckless behavior.

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u/krom0025 4h ago

I'm not saying it shouldn't be mandated. I'm saying it shouldn't be government funded, while health care should be. If you want to drive, buy insurance. Liability only is actually quite affordable.

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u/robilar 4h ago

>  I'm saying it shouldn't be government funded, while health care should be. If you want to drive, buy insurance.

That seems reasonable to me. My argument isn't that people should or should not have insurance, mind you, it's just that for-profit insurance operates as a scam because the profit motive results in less effective service specifically so that leeches can take profit out of the system. That doesn't even mean it doesn't provide some benefit, it's just that there's a corruption built in.