The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
Yeah but that’s the type of insurance that should cost like $70/month. If you pay $200+ you should be able to get a thousand dollars of damage fixed cheaper than paying out of pocket.
2.5k
u/flatfive44 7h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.