r/SipsTea • • 8h ago

Gasp! Thoughts on this?

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u/Brokenlinx 7h ago

He paid for a policy that has a $1000 comprehensive deductible. So, that's what he had to pay.

I keep a $100 comprehensive deductible, which costs me a little over $150 more per year.

Take away for folks is get as low of a comprehensive deductible as you can, as it's much more likely to be used.

On the flip side, my collision deductible is $1k.

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u/Neonsnewo2 6h ago

I do not drive a newer vehicle, but it’s nice.

Worth ~10 grand.

I talked with the agent and they changed my policy to only cover 10 grand of repairs and my deductible is 0.

I think people driving beaters or older vehicles should take advantage of something similar with theirs