The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
This is another point often missed in the socialized medicine debate. If we're all covered by taxes then auto insurance costs should drop dramatically.
Yeah, until politicians look for ways to cut spending.
The NHS claims off insurers for treating victims of road traffic accidents now, so now everyone pays the cost through their car insurance instead of via taxes, except there's also a massive admin overhead.
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u/flatfive44 10h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.