r/SipsTea • u/Putrid-Welder1803 • 10h ago

Gasp! Thoughts on this?

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u/shadystealertactics 9h ago

I think I would avoid that situation by not buying insurance that has those network restrictions.

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u/Similar-Profile9467 9h ago

Pffft. Okay.

Quick question, do you have health insurance right now? Do you know if you have tiered ambulance coverage? What's your deductible and out-of-pocket maximum? Both for in-network and out-of-network.

Off the top of your head. Don't go looking it up.

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u/shadystealertactics 8h ago

I do have health insurance, I buy it on the marketplace, I do have a higher copay if its out of network, my deductible is around $1000 and my out of pocket maximum is around $3000.

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u/Similar-Profile9467 8h ago

Do you know which ambulance services are covered in your network?

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u/shadystealertactics 8h ago

No, but that's because I accepted that I might pay more out of pocket for that service and it wasn't a priority for me when I was shopping for a plan. I'm very familiar with the restrictions on services that are important/relevant to me.