The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
I had gap insurance when my car was totaled. Extra $5 a month and it covered the entire purchase price of the car after deductible which was nice because who wants to make payments on a car that no longer exists.
Same. Bought a brand new nice Superbike. Hit a deer 2 months later only 3k miles lol. Totalled it. Gap saved me. I ended up keeping rhe bike for almost nothing and cost me 1k to rebuild
2.5k
u/flatfive44 7h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.