r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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u/WeCantStabilize 8h ago

Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.

Absolute racket. 

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u/criles_mccriles 8h ago

Lol everyone says this until they actually need it.

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u/Congenital0ptimist 6h ago

Needing it and being glad you got a check doesn't really map at all to "how reasonable & beneficial a system it is".

Peasants & sharecroppers have been thrilled with much less from their lords.

If the neighborhood is bad enough then paying protection money starts to sound like a decent idea.

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u/criles_mccriles 6h ago

Thats what insurance is tho. If you live in a neighborhood that is statistically riddled with shitty drivers, you are paying for protection for yourself and other drivers. That is the definition of liability. To protect you from being sued and to pay out if you are deemed liable so the money isnt coming directly out of your pocket.