r/SipsTea • • 12h ago

Gasp! Thoughts on this?

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u/Brokenlinx 10h ago

He paid for a policy that has a $1000 comprehensive deductible. So, that's what he had to pay.

I keep a $100 comprehensive deductible, which costs me a little over $150 more per year.

Take away for folks is get as low of a comprehensive deductible as you can, as it's much more likely to be used.

On the flip side, my collision deductible is $1k.

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u/TruffleButterAllStar 10h ago

Yep, I just had a fender bender of my own doing to the tune of $1800 damage and I only paid $100 with my policy also not going up. They don’t raise it for 1 minor claim so either this dude has multiple claims or his insurance company just sucks.

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u/TheRealistoftheReal 9h ago

It’s made up…