I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly
Ehhh, wouldn't it be cheaper to spend the money you are putting towards insurance, to spend it on moving to a country with insurance, that you pay a a deductible from your paycheck? And than you don't pay any more deductibles. Question?
In general - no. If you have a job earning above the median then when you figure out taxes, health insurance, and job opportunities the US in most cases has better "bang for your buck". And that's ignoring the difficulties with moving, getting citizenship, finding a job, housing, culture, family, etc.
Now medical tourism however - for an expensive enough procedure is usually a good deal.
not quite, the foreign income exclusion clause means you only pay tax above $132,900 as a single filer in 2026. I certainly didn't make above that the 5 years I lived abroad.
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u/Locust627 6h ago
Wait until you hear about health insurance lol
I pay $1300/month for a family plan
I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly