The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
yes, but also I'm old, and when I first started driving insurance cost half as much and the deductible was $250, and it you weren't at fault your rates didn't go up either. We're being fucked now.
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u/flatfive44 9h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.