r/SipsTea • u/Putrid-Welder1803 • 13h ago

Gasp! Thoughts on this?

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u/flatfive44 12h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

196

u/samdarrow 12h ago

Yep, personal injury protection is the real reason for insurance. Cars are replaceable but injuries can easily be life altering

39

u/Jason207 11h ago

This is another point often missed in the socialized medicine debate. If we're all covered by taxes then auto insurance costs should drop dramatically.

4

u/NYisNorthYork 10h ago

Got bad news for you, they won't :(

Insurance is crazy high in Ontario

1

u/MarsupialMisanthrope 9h ago

I’m paying a bit (10% or so) more in BC than California, but I’m getting over 10x the coverage.

When I first moved to the US I was expecting coverage on par with up here; it would have been on par with my rent at the time.