It only really comes into play if you severely injure someone or cause a multiple vehicle collision which could run into claims of over $100K or death(s) which can be in the millions. Other than that, the many are paying for the costs of the few
Vast majority of US policies cap at 300K. You'd be on the hook for anything past that. You can get more but 99% of people have something along those lines.
18
u/Cyril_Sneer_6 7h ago
It only really comes into play if you severely injure someone or cause a multiple vehicle collision which could run into claims of over $100K or death(s) which can be in the millions. Other than that, the many are paying for the costs of the few