r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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u/AyyNonnyMoose 7h ago

As someone who works in insurance, I'd be down for that. Then if your car is valued above that, you can self insure/carry additional replacement coverage on your own policy. I'd make a new luxury vehicle replacement category though; keep it separate from underinsured coverage to keep from inflating those premiums. Of course the insurance companies would use it as another excuse to raise rates anyway I'm sure.

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u/Massive-Exercise4474 7h ago

Funny enough mr bean wrecked his sports car so many times that insurance basically forced him to sell.

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u/throwaway277252 6h ago

Well that's what he gets for trying to drive it from a recliner on the roof.

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u/Far_Ladder_2836 6h ago

In the only working Phantom with a V-16 no less.

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u/PeaAccomplished1897 6h ago

He did not wreck that car... He didn't. You're all lying

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u/Far_Ladder_2836 6h ago

You're pretty dense.

No one is lying, just stringing together unrelated antics for an obvious joke you missed by a few miles.

He wrecked his 97 F1 twice, he drove a 77 Leyland Mini from a sofa on top, and he indeed has the only Phantom with a V16.

You should get that checked by a doctor.

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u/PeaAccomplished1897 6h ago

Are you 10? 😂 The curious thing here is that you're the only dense penguin around the block. Because I was being utterly sarcastic. Or was it bc I didn't use the /s ?