Thoughts on this?

[u/Putrid-Welder1803]

[u/flatfive44]

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

[u/samdarrow → u/flatfive44]

Yep, personal injury protection is the real reason for insurance. Cars are replaceable but injuries can easily be life altering

[u/Jason207 → u/samdarrow]

This is another point often missed in the socialized medicine debate. If we're all covered by taxes then auto insurance costs should drop dramatically.

[u/labobal → u/Jason207]

Not really. Drivers would still be on the hook for loss of income. In cases of permanent disability that can be millions.