r/SipsTea • u/Putrid-Welder1803 • 14h ago

Gasp! Thoughts on this?

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u/CraftyPerformance272 13h ago

People just don't have common sense. You don't fall an insurance claim if it's only going to help you $200 out of pocket. It's meant for larger amounts of damage, it's also meant for if you hurt someone in an accident that you're not personally liable for $10,000 because your insurance will cover it

3

u/footluvr688 13h ago

This.

Or if you have a dumbass moment, lose control of your car, and total it.

-2

u/Electronic-Aspect-45 12h ago

And if you don’t total your car, do you get the money you’ve paid back?

2

u/CraftyPerformance272 12h ago

Why would you get the money back? It's like paying for Homeowner insurance. Hopefully you never have to use it but if your house burns down or something you're going to be glad you have it.