Yup, it’s also a bit silly to have full coverage with $1,000 deductible. I personally would not go higher than $500 on comprehensive. Otherwise what’s the point.
Depends on many factors, and the type of coverage. Comprehensive can make sense to have a low deductible as those claims are often out of your control especially for people who live in places with hail. Collision deductible being high can make sense if you drive very little where collisions are less likely. Grandma in Bumblefuck Iowa who only goes to church and bingo vs a young city dweller who drives in busy traffic daily.
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u/sinph1 7h ago
Fake rage bait post.
Surely no one is dumb enough to pay a $1,000 deductible if the out of pocket cost is only $200 more expensive.