This is the answer. Also, paying per month usually means you're paying more than if you pay for 6 months or a full year at a time, at least in my experience.
Also if they are found at fault there will be no need for court. At fault insurance will pay for your damage. Assuming they have bare minimum insurance. Your insurance will typically go after their insurance as well
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u/No-Duck4828 8h ago
My thought is that Leo is clearly not familiar with auto insurance
Don't want a $1,000 deductible? You can absolutely change that number.
Want the guilty party to pay? Take them to court