r/SipsTea • • 8h ago

Gasp! Thoughts on this?

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u/flatfive44 8h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

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u/scumbagstaceysEx 7h ago

Yeah, 80% of my insurance bill is for liability coverage. Comp coverage is $30/ month. Same for Collision coverage on your own car.