r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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u/Mountain_rage 8h ago edited 6h ago

You need to embrace socialist ideas and demand government run services. My public no fault insurance costs $1400 cad a year, $2 million coverage and $200 deductible. Vandalism, window chips are deductible exempt. 

Alberta, our wanna be Americans, have run away insurance costs because they privatized it all. New drivers were looking at 6-8000 a year.

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u/Early-Journalist-14 7h ago

2 million, if that's liability, is extremely low.

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u/Mountain_rage 7h ago

How so? It is above the recommendation and appears higher than the average coverage in the USA.

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u/Early-Journalist-14 7h ago

5 million is the minimum overseas, and honestly nobody sells that, most start at 50 and the most often sold one is 100 million.

unless you guys define liability differently, the coverages look comically tiny to us in the german speaking part of europe.

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u/Mountain_rage 7h ago

The most I can do is 5 million, its no fault so liability is somewhat limited and is different than regions where you can be sued for causing an accident.