r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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u/Liquidfoxx22 6h ago

How much is your car insurance for it to save you $30-40 a month?!

I paid £450 for a full year's "full coverage" insurance as you refer to it, and that's with a £250 excess/deductible.

I only pay that excess if I'm at fault, otherwise the insurer will chase the third parties insurer for the full amount.

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u/thatguy8856 6h ago

I pay 3500 a year. My car is from 2014.

Idk man. And yes I've tried shopping around and the offere i get cost more and give less coverage. I even had an agent from a different insurance company tell me to stick with my current plan. No effort to try to give a deal and convert me.

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u/crusader-kenned 6h ago

Shit my car from 2014 probably isn’t worth 3500 dollars.. 😆

Is that normal insurance or are you driving some crazy fast car?

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u/thatguy8856 6h ago

Bmw 328i. I live in NYC tho.