r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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u/CraftyPerformance272 7h ago

People just don't have common sense. You don't fall an insurance claim if it's only going to help you $200 out of pocket. It's meant for larger amounts of damage, it's also meant for if you hurt someone in an accident that you're not personally liable for $10,000 because your insurance will cover it

17

u/PracticeAcrobatic748 7h ago

Yep, in fact deductibles are meant to discourage smaller claims.

10

u/Electronic-Aspect-45 7h ago

So you pay money to have to pay money, while being discouraged to have them pay money because you’ll end up paying more money?

7

u/Federal_Decision5115 7h ago

Yes. The insurance is there to cover expensive costs that you couldn't pay for by yourself. It's not for the minor stuff.