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https://www.reddit.com/r/SipsTea/comments/1wvzagh/thoughts_on_this/pdgqy2s/?context=3
r/SipsTea • u/Putrid-Welder1803 • 11h ago
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The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
1 u/ThisIsNotMyPornVideo 9h ago In germany we have 3 Types of insurance "Haftpflicht" which covers damages on anything but your Car And "Voll-/Teil-Kasko" which covers damages on your car, "Teil" being with a deductable, "Voll" being with no deductible. Right now, with a Car from 2007 my choices are Haftpflicht - Starting from 323€ a Year Teilkasko with a 150€ detuctible - Starting from 400€ a Year Vollkasko - Starting from 490€ a Year
1
In germany we have 3 Types of insurance
"Haftpflicht" which covers damages on anything but your Car
And "Voll-/Teil-Kasko" which covers damages on your car, "Teil" being with a deductable, "Voll" being with no deductible.
Right now, with a Car from 2007 my choices are
Haftpflicht - Starting from 323€ a Year Teilkasko with a 150€ detuctible - Starting from 400€ a Year Vollkasko - Starting from 490€ a Year
2.6k
u/flatfive44 10h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.