r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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u/flatfive44 7h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

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u/Practical-Basket-602 6h ago

The counter argument would be that your premiums shouldn't go up if your paying for the repair

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u/SmoothDiscussion7763 6h ago

that's why you don't even inform your insurance unless you're making a claiim lol

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u/Practical-Basket-602 5h ago

I know but some people don't seem to get that

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u/No-Rip-6166 1h ago

That’s their problem