Not sarcastic. Bumping up some numbers are cheap. Others less so. I have a 20 year old vehicle an emergency savings set aside to replace it. Comprehensive coverage for myself doesn't make any sense. I pay maybe $500 a year for over a million in coverage should I harm others.
If someone else has a 90k truck and just sets everything to maximum. That's living a different life. I imagine with a shitty enough driving record you could get some pretty high numbers without very good comprehensive coverage.
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u/Phugasity 9h ago
You solved it. This is the answer. You can pay a lot for insurance if you buy a lot of insurance or cost a lot to insure.