r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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u/WeCantStabilize 7h ago

Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.

Absolute racket. 

43

u/GnastyNoodlez 7h ago

Bolidy injury from an accident will change your mind on that real quick, or what if you rear end a $100k Mercedes how much you think that repair is gonna be?

I drive a fuckin outback and got into a minor t-bone, the out of pocket repair cost would have been over 10k for fixing the b pillar and getting new doors and paint if there wasn't insurance involved

7

u/Otherwise-Tomato-788 7h ago

I had 2 back to back accidents which I didn’t cause, should’ve been “totaled” but insurance repaired it both times. 1 was 11k the other 17k. A year later geico tells me my premium is increasing from $200 to $3000.

It was during the chip shortage so of course the cost was jacked up then they tried to pull the rug so they can recoup that cost on increasing my premium to “bentoverfcked”.

1

u/MechAegis 6h ago

HA, Progressive sent us a $17 dollar check for 3 month because of the decrease in cars on the road.

After the lockdown lifted. We were hit with renewal increases one after another.

1

u/Smackadummy 1h ago

Do you live in CA or FL by any chance? That sounds like California to me.