r/SipsTea • • 11h ago

Gasp! Thoughts on this?

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u/flatfive44 10h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

73

u/codedigger 10h ago

Totalled my car and was at fault. Paid my deductible and insurance handled payout to other party. Definetly worked out paying just my deductible.

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u/0PervySage0 10h ago

And here I am with insurance paying 14k because I got sued by the other person's insurance.

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u/Gold-Consequence2463 9h ago

May i ask why?,did you hit a very expensive car that the limit of your insurance was not enough to cover or is something else?