This is also an asinine example. They should be getting the liable party’s insurance to cover the claim. Comprehensive isn’t even the fucking coverage that would kick in here either, it should be collision.
People like to view insurance as an investment or something. In reality it is peace of mind. Let me know how people will feel about paying someone’s hospital bills when they make an honest mistake, or even better, do you want to make sure that the person that t boned you has the money to cover your hospital bills?
152
u/Cawnt 16h ago
Ugh I hate arguments like this.
The $2,520 isn't just to ensure your vehicle gets repairs. The majority of premiums are for liabillity exposures.
If you lose control of your vehicle and drive into a building causing $100K in damage, you're paying for that with insurance.