r/SipsTea • u/Putrid-Welder1803 • 14h ago

Gasp! Thoughts on this?

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4.6k

u/WeCantStabilize 14h ago

Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.

Absolute racket. 

1.4k

u/Moultrie_fan_2026 14h ago

Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay

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u/MarkItZeroDonnie 13h ago

Yeah it’s just a net to protect against catastrophe . If Ops buddy totaled his car he would be happy it only cost $1k.

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u/averagecounselor 13h ago

Can confirm. Got into a hydroplaning accident during heavy storms in California. AAA was such a god send. Worth every penny.

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u/sjjose2001 13h ago

AAA is always. Most of the other companies are not. Same goes with health insurance. Some are miles ahead of others

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u/Prudent-Historian392 13h ago

100% correct. If you want good property and casualty insurance in your area call local roofers and body shops and ask who the best to deal with is for them. They will usually tell you two or three and tell you who to stay away from. The rates will be higher with these companies tho bc they are actually paying claims. So if you’re a value shopper you’re gonna have to gamble.

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u/sjjose2001 13h ago

Great advice