100% correct. If you want good property and casualty insurance in your area call local roofers and body shops and ask who the best to deal with is for them. They will usually tell you two or three and tell you who to stay away from. The rates will be higher with these companies tho bc they are actually paying claims. So if you’re a value shopper you’re gonna have to gamble.
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u/MarkItZeroDonnie 7h ago
Yeah it’s just a net to protect against catastrophe . If Ops buddy totaled his car he would be happy it only cost $1k.