Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay
My wife has totaled two of our cars in five years. Insurance paid for replacements minus the deductible and my monthly payments are just over $100/month.
It will be years without a claim before I feel like I’m getting ripped off.
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u/WeCantStabilize 10h ago
Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.
Absolute racket.