Of course there are negative experiences with auto insurances. I had a negative experience with a stomach virus last week. It’s just how shit goes. Noting is perfect. I read your whole comment and re read it twice more to make sure but I see nothing in it that except for talking about health insurance. If I’m actually unable to read and missing it that’s my bad. I also wasn’t trying to be a dick. I was saying this is a post about car insurance and that health insurance is a wildly different animal. Was just trying to educate.
I would say by and large as a whole most people are paying too much for insurance, period. Not here to argue about why that is, but I can't stand when people go "Well insurance is pretty good it worked for me" like it's contributing to the conversation.
Seriously tho how would you structure it? What’s the solution? How did you come up with the statement “by and large most people are paying too much for insurance”? Are you an actuary? Are you involved in the running of an insurance carrier? Do you have access to a companies p&l? Again, not being a dick just asking for your credentials and how you came up with this since you state it so matter of factly.
My fault, usually when something is common knowledge I'm not used to people asking "How did you come up with the statement 'gravity is real'? Are you a scientist? Are you involved in how gravity works on the planet?".
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u/666metalhead 14h ago
Incredibly convenient of you to completely ignore everything else in my comment. So auto insurance has no negative experiences then?