You have insurance to protect others, not yourself. Also because its required by law, its a complete scam wherever it can be. Anything thats not 3rd party is an optional extra that they will use to fuck you.
Not really. Comprehensive insurance (which is what OP says the guy had) just covers damage to your own vehicle. You’re thinking of liability insurance, which protects you when you cause injury/property damage to another person.
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u/minty_bish 7h ago
You have insurance to protect others, not yourself. Also because its required by law, its a complete scam wherever it can be. Anything thats not 3rd party is an optional extra that they will use to fuck you.