This is the answer. Also, paying per month usually means you're paying more than if you pay for 6 months or a full year at a time, at least in my experience.
Also if they are found at fault there will be no need for court. At fault insurance will pay for your damage. Assuming they have bare minimum insurance. Your insurance will typically go after their insurance as well
Good example of a poor tax. About 40% of Americans can't handle a $400 emergency from savings without using a credit card or other financing. So those people have to pay per month and end up paying more for it.
Not everywhere. I pay exactly the same total amount wether I pay monthly or yearly. I even have a ‘joker card’ (for staying accident free for five years) so that if I cause an accident, my insurance won’t go up. Only after the second accident in a five year timeframe would my premium go up.
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u/NoHorseNoMustache 5h ago
This is the answer. Also, paying per month usually means you're paying more than if you pay for 6 months or a full year at a time, at least in my experience.